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These statistics offer a similar experience in most other states. Which means the borrower pays $400 - $500 in loan fees on a $400 loan. This really is absurd usury and really should be illegal because it is not helping anyone except the lender. It is predatory lending at better if just gets borrowers in deeper debt than before."Some will say, that little man should have somewhere to go," said state Rep. Eldridge Emory, "Butif he gets money in this way, he is just digging an opening deeper and deeper, and he is not going to get out."Several states like New York have currently banned this form of predatory lending.

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